62824 ZIP Code — Clay City, IL

Clay County, Illinois

ZIP code 62824 is located in Clay City, Illinois, within Clay County. It covers approximately 100.94 square miles and serves a population of 1,865 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 618.

About ZIP code 62824

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $99,300. Owner-occupancy is high at 77%, well above the national average.

Median household income is $67,652. Poverty affects 22% of residents, above the national average. 40% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is sales and office, with manufacturing as the leading industry. The average commute of 26 minutes is near the national average.

College attainment at 14% is below the national average, consistent with a trades and production-oriented local economy.

Overall, ZIP code 62824 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, high homeownership, and a significant Social Security-dependent population.

1,865

population

100.94

sq mi land

Standard

ZIP type

Central (CT)

timezone

62824 ZIP code map

Cities in ZIP code 62824

Below are the cities the US Postal Service accepts for ZIP code 62824. Using any city not on this list may result in mail delivery delays.

City	Status
Clay City	Acceptable
Clay City	Preferred

Nearby ZIP codes

62868 Noble (7.1 mi) 62839 Flora (7.9 mi) 62434 Ingraham (9.9 mi) 62823 Cisne (11 mi) 62446 Mount Erie (12 mi) 62450 Olney (13.9 mi) 62858 Louisville (14.5 mi) 62850 Johnsonville (15.9 mi) 62899 Xenia (16 mi) 62842 Geff (17.1 mi) 62425 Dundas (17.4 mi) 62452 Parkersburg (19.1 mi)

Demographics updated 05/2026

Population
Total population	1,865
Population density	18 / sq mi
State FIPS	17
County FIPS	025

Geography
Land area	100.94 sq mi
Water area	0.55 sq mi
Latitude	38.6726
Longitude	-88.3451
Timezone	Central (CT)
Area code	618

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	54.7%	46.8%	37.2%
$50k – $100k	28.2%	32.9%	29.6%
$100k – $200k	16.3%	16.4%	24.4%
Over $200k	0.8%	3.9%	8.8%

Demographics & statistics

1,865

Population

People per sq mi

36.9

Median age

$67,652

Median household income

$28,135

Per capita income

$99,300

Median home value

$578

Median monthly rent

77.0%

Home ownership

21.7%

Poverty rate

4.4%

Unemployment

655

Housing units

14.4%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

127

25–34

142

35–44

139

45–54

155

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	496	26.6%
18 and over	1,369	73.4%
65 and over	286	15.3%
Median age	36.9 years

Race & ethnicity

White 97.3%

Two or more races 1.8%

Black or African American 0.5%

Hispanic or Latino 0.2%

Other race 0.2%

Group	Count	%
White	1,818	97.3%
Two or more races	34	1.8%
Black or African American	10	0.5%
Hispanic or Latino	3	0.2%
Other race	3	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	54.7%	46.8%	37.2%
$50k – $100k	28.2%	32.9%	29.6%
$100k – $200k	16.3%	16.4%	24.4%
Over $200k	0.8%	3.9%	8.8%

Under $10k 9.2%

$10k–$15k 9.4%

$15k–$25k 8.3%

$25k–$35k 3.5%

$35k–$50k 7.7%

$50k–$75k 21.3%

$75k–$100k 11.8%

$100k–$150k 21.4%

$150k–$200k 5.0%

$200k+ 2.4%

Range	% of households
Under $10k	9.2%
$10k–$15k	9.4%
$15k–$25k	8.3%
$25k–$35k	3.5%
$35k–$50k	7.7%
$50k–$75k	21.3%
$75k–$100k	11.8%
$100k–$150k	21.4%
$150k–$200k	5.0%
$200k+	2.4%
Median income	$67,652

Housing

Home values

Under $50k 21.6%

$50k–$100k 28.5%

$100k–$150k 18.9%

$150k–$200k 14.4%

$200k–$300k 8.2%

$300k–$500k 3.5%

$500k–$1M 4.9%

Housing overview

Metric	Value
Median home value	$99,300
Median rent / month	$578
Owner occupied	77.0%
Renter occupied	23.0%
Vacant	12.8%
Single-family detached	71.1%
Large apartment buildings	0.0%
Mobile homes	22.3%
Median rooms	5.8
Avg household size (owned)	2.59

Year built

Era	%
2020 or later	0.0%
2010–2019	7.7%
2000–2009	9.8%
1990–1999	9.0%
1980–1989	8.3%
1970–1979	17.1%
1960–1969	6.1%
1950–1959	14.8%
1940–1949	6.6%
1939 or earlier	20.6%

Bedrooms

Size	% of units
No bedroom (studio)	1.7%
1 bedroom	9.3%
2 bedrooms	25.2%
3 bedrooms	55.6%
4 bedrooms	8.3%
5+ bedrooms	0.0%

Vehicles per household

Vehicles	% of households
No vehicle	5.7%
1 vehicle	26.5%
2 vehicles	41.7%
3 or more	26.1%

Heating fuel

Fuel type	%
Utility gas	33.8%
Electricity	22.3%
Propane / LP gas	34.2%
Fuel oil	0.3%
Wood	9.5%

Households & families

Household type	Count	%
Married-couple family	386	54.1%
Cohabiting couple	55	7.7%
Male householder, no spouse	167	23.4%
Female householder, no spouse	106	14.8%
Households with children under 18	238	33.3%
Households with seniors (65+)	231	32.4%
Average household size	2.61

Marital status

Status	Male	Female
Never married	27.6%	28.9%
Married	52.6%	54.6%
Separated	3.1%	0.0%
Widowed	3.5%	7.8%
Divorced	13.1%	8.7%

Education

Less than 9th grade 2.1%

Some HS, no diploma 8.5%

HS graduate 40.9%

Some college, no degree 22.4%

Associate's degree 11.7%

Bachelor's degree 12.2%

Graduate / professional 2.2%

Metric	%
HS diploma or higher	89.3%
Bachelor's or higher	14.4%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	35	7.6%
Kindergarten	27	5.9%
Elementary school	220	47.8%
High school	126	27.4%
College / grad school	52	11.3%

Employment

Industry of employment

Manufacturing 19.7%

Education & healthcare 16.9%

Agriculture & mining 12.8%

Transportation & utilities 11.6%

Retail trade 10.0%

Arts, food & hospitality 6.6%

Construction 5.4%

Wholesale trade 5.2%

Other services 4.0%

Public administration 2.9%

Professional & management 2.4%

Finance & real estate 2.1%

Information 0.4%

Occupation

Category	%
Management, business & arts	20.1%
Service	15.7%
Sales & office	30.6%
Natural resources & construction	17.5%
Production & transportation	16.1%

Employment type

Type	%
Private sector	85.2%
Government	7.6%
Self-employed	5.8%
Unpaid family workers	1.4%

Commute

Method	%
Drive alone	84.5%
Carpool	9.4%
Public transit	0.5%
Walk	1.1%
Work from home	2.9%
Other means	1.6%
Avg commute (minutes)	25.6

Poverty

All people 21.7%

Under 18 years 28.0%

18 and over 19.4%

Married-couple families 11.7%

Female-led households 43.8%

Income support

Source	% of households
Social Security	39.5%
Retirement income	19.6%
Supplemental Security	5.9%
Cash public assistance	1.5%
Food stamps / SNAP	15.5%

Health indicators

Condition	%
Obesity	35.6%
High blood pressure	35.6%
High cholesterol	35.5%
Diabetes	10.6%
Heart disease	7.5%
Stroke	3.5%
Asthma	9.8%
Arthritis	29.1%
Kidney disease	3.2%
Pulmonary disease	8.2%
Cancer	7.8%

Behavior / access	%
Smoking	18.6%
Binge drinking	15.3%
No physical activity	25.9%
Less than 7 hrs sleep	31.4%
Depression	18.1%
Fair or poor health	14.9%
Poor mental health	13.0%
Poor physical health	10.6%
No health insurance	10.5%
Visited doctor (checkup)	77.3%
Visited dentist	64.0%
Cholesterol screening	89.4%
Teeth loss	14.9%

Veterans & disability

Veterans	Count	%
Civilian veterans	100	7.3%

Disability	%
Any disability	15.4%
Under 18	0.8%
18–64 years	15.7%
65 and over	39.9%

Health insurance coverage

Type	%
Private insurance	62.8%
Public insurance	40.5%
No insurance	7.6%
Uninsured under 19	6.4%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,744	93.5%
Spanish	3	0.2%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	3	0.2%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,856	99.5%
Born in same state	1,850	99.2%
Born in different state	1,611	86.4%
Foreign born	6	0.3%
Naturalized citizen	9	0.5%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
Italian	180	9.7%
Arab	173	9.3%
French	90	4.8%

Ancestry	Count	%
English	7	0.4%
Dutch	3	0.2%

Technology access

Metric	% of households
Computer access	38.3%
Internet access	92.2%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 62824

What city is ZIP code 62824 in?

ZIP code 62824 is primarily assigned to Clay City, Illinois.

What county is ZIP code 62824 in?

ZIP code 62824 falls within Clay County, Illinois.

What is the poverty rate in ZIP code 62824?

22% of residents in ZIP code 62824 live below the poverty line, above the national average.

How educated is the population of ZIP code 62824?

14% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

Does ZIP code 62824 have a large retiree population?

40% of households in ZIP code 62824 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 62824?

The median home value in ZIP code 62824 is $99,300.

What timezone is ZIP code 62824 in?

ZIP code 62824 observes the CST timezone.